To his father’s security!

So when single mothers, worst mother even children enough living expenses and school expenses, must be properly to ensure security. However, thinking different reason became a single mother. And because the bigger “bereavement” and divides into a divorce or unmarried birth “, but here, divorced or unwed birth (part from somebody below.)” of consider the case.

Responsibility becomes heavier as the breadwinner of the family

Became between people became widowed, single mothers and single mothers in household structures differ significantly. The difference is, income. Specifically, child’s father died between single mothers are not, survivor’s pension is convinced that, you have not received money death insurance is settled.

They lump or real estate such as alimony and alimony as comparable to survivor’s pension from the child’s father or get further expenses, living expenses, comparable to mortality insurance story is different, would rarely blessed with such people. Therefore, most single mothers is household income benefits from the country about children and child-rearing expenses from his father, his support.

Thinking that weight of responsibility as the breadwinner of the family should be comparable and fathers of young children. Therefore, should be to ensure security as his father died.

Allowances are different professions (employee or self-employed profession?) and housing (owned or rented) in Let’s prepare 30 million yen level. Until the child at the end of independent guarantee period covering the. 22 Years to adults 20 years old, graduate from University, and graduated from high school period is 18 years old can afford to be any idea depending on your 25 years. However, to increase the guarantee period, because premiums increase naturally, and Nice at the age of 18 or 20-year-old was also requires.

Detailed review of the case at the next page

Review different warranty and security amount insufficient

Review the preferential or with dressing or correspondence.

Not limited to single mothers, again-go security review is either corresponds to either the “piggybacked”. If the basic idea is that high limit LL long guarantee period back into income protection insurance, lack of security in the small, short warranty if you donate the term insurance is.

Will introduce the two specific examples.

Case study 1
(32 Years), Mr. A is a single mother raising a child becomes 1 year old. Thinking and earning good for insurance, if any, 2 years ago and 5 million joined in the 10-year maturity term insurance.

Review
In this case, because security period too expensive long amount of security should cover, for it back into the income protection insurance. 150000 Yen 20 maturity date, monthly will be good thinking and children until the 20-year-old is the guarantee period.

Case study 2
And 10-year-old received a 7-year-old child B (age 36), divorced. Currently, has joined 20 million yen after 10 years to maturity term insurance.

Review
Small in this case, short limit 10 million yen and the guarantee period is 10-15 years and is so short, facing the review of the matching pattern case. Currently, term insurance, 10 million yen regular insurance enrollment. Security maturity of 15 years or 10 years maturity under the child until age 18 or 20-year-old period of good will.

So money after you remarry if the environment changes, review your insurance and insurance of men became her husband.

Medical assistance because until the end of the year at the end of the child became a 18-year-old single mother, Medicare care would still maintaining the status quo. However, savings are hospitalized in small, independent and free
Who thinks big damage due to income and will review the increase when.